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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173531)

Very handy when paying bills, especially having cre...

Very handy when paying bills, especially having credit. Reviewed on: 23rd May 2024

Can’t think of a reason not to use PayPal

Always easy to use and instant never any issues that aren’t sorted immediately Reviewed on: 23rd May 2024

Easy and straightforward choice of payment method.

Easy and straightforward choice of payment method. Accepted by the majority of transactions and allows freedom of budget when just a little flexibility is required. No dramas.in any of the transaction that I have been involved with. Reviewed on: 23rd May 2024

Paypal User of 18 years

Having had a PayPal account for 18 years I only really have one complaint. When sending very small amounts overseas the fee starts at £0.99, which can be higher than the actual amount sent. Otherwise I have had no problems. Reviewed on: 23rd May 2024

Easy to set up, but payments and statements could be...

Easy to set up, but payments and statements could be more clear. I paid early but they still took the direct debit, which wasn't made clear to me. My other credit cards would reduce the direct debit amount in this situation. Good service, but make sure to understand the payment process as it isn't fully transparent. Reviewed on: 23rd May 2024

Use PayPal credit to pay for purchases to give time...

Use PayPal credit to pay for purchases to give time to pay, even though can pay in full, but nice to know have instalments available if need them Reviewed on: 23rd May 2024

I’ve used PayPal for over a decade and have always f...

I’ve used PayPal for over a decade and have always found it really easy to use and when I have required support I’ve gotten answer that I needed!! Reviewed on: 23rd May 2024

Great customer support

I’ve had an issue with money being taken without my knowledge by a company and PayPal have got that money back for me Reviewed on: 23rd May 2024

User-friendly

Straightforward, trusted means of paying and credit for online purchases. Happy with my experiences and service available Reviewed on: 23rd May 2024

Very comfortable to pay online.

Very comfortable to pay online. I'm really happy to use PayPal and PayPal credit. It's very good thing. Reviewed on: 23rd May 2024

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