Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173647)

It pays me to use PayPal credit.

Using PayPal online is effortless, having the 4 months interest free is superb within the last year I’ve used it to buy phones, scooters and car accessories. Reviewed on: 24th May 2024

Good and easy to use.

Good and easy to use. Nice interface and very efficient with your money. Getting accepted is also not a problem. It automatically adds your contacts as people you can send money too which is also useful. Reviewed on: 24th May 2024

Ticks all the box just need a card to go with the ac...

Ticks all the box just need a card to go with the account Reviewed on: 24th May 2024

Great customer service,.

Great customer service,. helpful and secure Reviewed on: 24th May 2024

Easy and safe to use, accepted most places

Easy and safe to use, accepted most places Reviewed on: 24th May 2024

Helps spread the cost of things- makes buying things...

Helps spread the cost of things- makes buying things easier Reviewed on: 24th May 2024

Excellent

Excellent, I have been using PayPal since it launched and I don't have any complaints Reviewed on: 24th May 2024

Fantastic service.

Fantastic service. I get to either do a Pay In 3 or operate a credit account (without the hassle of having a credit card) with thousands of independent retailers who provide me with goods/services I actually want to use. It's simple, convenient and all online! Reviewed on: 24th May 2024

Fantastic customer service

Whenever I have had any issues customer service have been so helpful. It’s great to know that someone is just at the end of the phone for help. Reviewed on: 24th May 2024

Hassle free .

Hassle free .helpful and very efficient when dealing with queries. Feels secure when purchasing online and love that you can spread payments. Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96023 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 120 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub