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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171963)

Had an issue with a transaction, they resolved it ve...

Had an issue with a transaction, they resolved it very effectively Reviewed on: 20th May 2024

Every time I have had an issue with a purchase I was...

Every time I have had an issue with a purchase I was able to speak to a PayPal member of staff and they were always helpful and helped resolve the matter very quickly!! I also think that the system is easy and straight get forward and the repayment rate is very fair compared to other lenders . Reviewed on: 20th May 2024

Overall good

Good security, good customer service and a simple way to send money internationally but exchange not as competitive as others. Reviewed on: 20th May 2024

Stress free purchase power

PayPal credit is easy to use and a stress free way to purchase when you need that item now. Reviewed on: 20th May 2024

Good customer service with polite thanks

Good customer service with polite thanks Reviewed on: 20th May 2024

Happy PayPal

Have always been happy with PayPal, they have remedies security issues and provided great protection against scammers Reviewed on: 20th May 2024

So easy to use, customer service excellent

So easy to use, customer service is not quibble just help. Reviewed on: 20th May 2024

Paypal credit is my go to when purchasing on line

Paypal credit is my go to when purchasing on line Reviewed on: 20th May 2024

Easy to use , and no extra disturbance before paymen...

Easy to use , and no extra disturbance before payment due date Reviewed on: 20th May 2024

Is work when is work.

Is work when is work. Apps crash often when on mobile signal Reviewed on: 20th May 2024

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