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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171875 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171887)

It was really good and prompt.

It was really good and prompt. The money came in very quickly and I got approved very quickly for the credit Reviewed on: 19th May 2024

Great option

Great to have an option of PayPal credit to pay for big purchases and not have to worry for 3 months about interest. Reviewed on: 19th May 2024

Great experience every time, use all the time for eB...

Great experience every time, use all the time for eBay and they have always been helpful and got things sorted Reviewed on: 19th May 2024

Having Paypal has been so beneficial.

Having Paypal has been so beneficial. Being able to purchase and pay without interest for 4 months was so helpful when we moved house Reviewed on: 19th May 2024

paypal is easy to use.

paypal is easy to use. I have been using it for years. Reviewed on: 19th May 2024

PayPal Credit is great

PayPal Credit has been really easy to use. Super convenient and great service. Reviewed on: 19th May 2024

Always easy to use and customer service prompt in re...

Always easy to use and customer service prompt in replying and sorting issues. Reviewed on: 19th May 2024

PayPal is so easy!

PayPal is so easy to use to pay for items and to send money to family and friends. It's secure and reliable. Reviewed on: 19th May 2024

PayPal credit has enabled me to buy items and spread...

PayPal credit has enabled me to buy items and spread the cost that i otherwise wouldn’t have been able to afford. The system is easy to understand and navigate. Telephone customer service always extremely helpful Reviewed on: 19th May 2024

Brilliant

I applied not thinking I’d be eligible, but I was accepted for PayPal Credit with no problems.i use it when I need to buy items with larger cost and then spread the payments. I would definitely recommend to everyone. Reviewed on: 19th May 2024

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