Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171794 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171810)

Easiest to use credit system.

Easiest to use credit system. PayPal is the most trustful and most simple to use Reviewed on: 19th May 2024

Such an easy safe way to buy products, so easy to pa...

Such an easy safe way to buy products, so easy to pay your bills. Wonderful. Reviewed on: 19th May 2024

Very good.

Very good. Good experience. Easy to use. Reviewed on: 19th May 2024

A simple and reliable way to pay

PayPal credit is my preferred way of paying because of its reliability, simplicity and interest free options on some payments. Reviewed on: 19th May 2024

Really good service and very handy to have would def...

Really good service and very handy to have would definitely recommend Reviewed on: 19th May 2024

PayPal the best service,l

Excelent service, very good no interest payments. One of the best Reviewed on: 19th May 2024

Always very easy to deal with either making a paymen...

Always very easy to deal with either making a payment to a person contact or eBay Reviewed on: 19th May 2024

Always paypal help me for refund my money

Always paypal help me for refund my money Reviewed on: 19th May 2024

Great company fast and easy to use

Great company fast and easy to use Reviewed on: 19th May 2024

PayPal helped me out when I was getting scammed exce...

PayPal helped me out when I was getting scammed excellent service Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94660 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub