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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171821 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171825)

Small purchases never a problem

Easy to use , never any problems for small purchases under £500.If anything goes wrong they sort it out Reviewed on: 19th May 2024

.PayPal Credit.

PayPal Credit is easy to use with various options which allow me to make more expensive purchases in a sensible way with monthly payments so as to not over stretch my own financial budget. I'm happy with PayPal hence I use it all the time. Reviewed on: 19th May 2024

Pay pal enables you to be able to purchase the go...

Pay pal enables you to be able to purchase the goods that you fancy with an option of 0% interest or monthly payments that is affordable and stressfree Reviewed on: 19th May 2024

Great app

I find the credit option easy to use with a number of retailers. Sorts out my delivery details without having to enter the info again. Reviewed on: 19th May 2024

Good customer service and helpful staff

Good customer service and helpful staff Reviewed on: 19th May 2024

PayPal is the most quickest and sufficient way to pay.

PayPal is the most quickest and sufficient way to pay. And the endless choice of ways to pay, pay in 3 - or PayPal credit is excellent. Reviewed on: 19th May 2024

I like pay pal even I don't have money to pay I alwa...

I like pay pal even I don't have money to pay I always get help Reviewed on: 19th May 2024

The best !!

love paypal credit,easy and understandable Reviewed on: 19th May 2024

Amazing experience

I have used PayPal credit throughout renovating my new home and it has been hassle free and so easy to buy materials ready for our builders with the flexibility of paying later Reviewed on: 19th May 2024

Spread the cost easily & with peace of mind

The pay in 3 feature allows me to spread the cost for those larger purchases & the 0% interest for 3 months for purchases over £100 makes my budgetting so much easier - all relevant dates for payment are clearly shown & everything is easily accessible on the app. These features alongside the peace of mind that PayPal brings are invaluable. Reviewed on: 19th May 2024

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