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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

Best option for purchase

4 months interest free credit or pay in 3 are very good options for purchase, I mostly use one of them. In my opinion PayPal is the best in providing credit for purchase. Reviewed on: 18th May 2024

Very good and easy to use

Very good and easy to use, would recommend to a friend and definitely use again myself. Enough time to pay back before the interest goes up. Reviewed on: 18th May 2024

Help you shop without pressure.

Helps a lot to get off the pressure for buying expensive essentials! Reviewed on: 18th May 2024

PayPal Credit is best

PayPal is the first product in the market as payment option and I am using it more than 10 years. Pai in 3 month and papal credit give me good flexibility when I really in financial difficulty. Reviewed on: 18th May 2024

Always fast payments never issues

Always fast payments never issues Reviewed on: 18th May 2024

Absolutely brilliant!

Paypal is fantastic and gives you great peace of mind it’s super secure and the customer service is great! The app is really easy to navigate and the commutations received are clear and straightforward. Reviewed on: 18th May 2024

Nice and simple

Always able to speak to a real person if you have worries, easy to get through as well, simple and easy to manage your account, the customer services will even set up the direct debit for you! Reviewed on: 18th May 2024

Helping with finances

PayPal is great for sending money abroad to family members on thier birthdays or for a new addition to the family.the credit side works for me so I can spread the cost of more expensive essentials Reviewed on: 18th May 2024

Great experience, never had an issue.

Great experience, never had an issue. Reviewed on: 18th May 2024

Amazing platform for all your money worries and diff...

Amazing platform for all your money worries and different currencies and crypto Reviewed on: 18th May 2024

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