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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171504)

PayPal credit is extremely easy to use

5
PayPal credit is extremely easy to use Reviewed on: 18th May 2024

Very easy to use and excellent customer service

5
Very easy to use, works with multiple cards, good 0% credit for 4 months deal and excellent customer service Reviewed on: 18th May 2024

Very convenient and easy , highly recommended

5
Very convenient and easy , highly recommended Reviewed on: 18th May 2024

I don’t worry using PayPal

5
I feel safe using PayPal I bet I mention PayPal at least 3 times a week Reviewed on: 18th May 2024

My experience with PayPal is good

5
My experience with PayPal is good Reviewed on: 18th May 2024

Love PayPal the safes and easiest was to pay

5
Love PayPal the safes and easiest was to pay Reviewed on: 18th May 2024

Overall Best and easy to use

5
Everything is great about PayPal and you can use it very easily and all the transactions and details are very clear but when I called customer service to unfreeze my account. They said it will take 5 days but it took more than 20 days after calling them multiple times and finally a good customer service lady helped me in resolving instantly. Reviewed on: 18th May 2024

PayPal Credit has helped me during the hardship.

5
PayPal Credit has helped me during the hardship. I wouldn't have been able to afford basic items I needed for work if it wasn't for PayPal! Sometimes being able to pay in installments is of great help... especially if they're free from interest when paying within 4 mounths! I've shared my experience with friends and family and they've been using PayPal Credit as well. Reviewed on: 18th May 2024

I know I am in safe hands with PayPal.

5
I know I am in safe hands with PayPal. Knowing that every transaction is guaranteed or your money back is more than any other bank Reviewed on: 18th May 2024

Convenient and user friendly.

5
Convenient and user friendly. It was done quickly for me. But payment schedule service should have immediate update. Reviewed on: 18th May 2024

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