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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171674)

Good service, good payment plans

Good service, good payment plans Reviewed on: 19th May 2024

Excellent service

PayPal has been a faithful financial pal over the years Reviewed on: 19th May 2024

Flexible life of 4 months interest free .

It is the best, gives me 4 months interest free to pay back what I owe. Makes life flexible, hence relaxing. Reviewed on: 19th May 2024

Great experience! Good customer service

Great experience! Good customer service Reviewed on: 19th May 2024

Extremely handy paying for things online and have us...

Extremely handy paying for things online and have used interest free a x3 payments which are extremely handy Reviewed on: 19th May 2024

Great, amazing, would recommend to anyone

Great, amazing, would recommend to anyone Reviewed on: 19th May 2024

Special gift

I’ve been able to buy something for my daughter that I couldn’t afford and now can pay in installments Reviewed on: 19th May 2024

PayPal is a great way to manage finances

PayPal is a great way to manage purchases, send money and pay for anything. Reviewed on: 19th May 2024

I've always had a great experience using PayPal Credit.

I've always had a great experience using PayPal Credit. I did find how payments apply to certain transactions confusing, but customer service was very helpful in clarifying that limited-time, interest-free transactions take priority with monthly payments. Reviewed on: 19th May 2024

Good tool

PayPal is a very good tool which sometimes relief financial pressures on you. Reviewed on: 19th May 2024

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