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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171761)

Short story

4
A short story is a piece of prose fiction. It can typically be read in a single sitting and focuses on a self-contained incident or series of linked incidents, with the intent of evoking a single effect or mood. The short story is one of the oldest types of literature and has existed in the form of legends, mythic tales, folk tales, fairy tales, tall tales, fables and anecdotes in various ancient communities around the world. The modern short story developed in the early 19th century.[1] Reviewed on: 19th May 2024

I can recommend

5
It's been a really simple and easy to use platform, they also give you the option to increase your credit limit if you've been doing well, but you can refuse it and i love have the ability of an option. Reviewed on: 19th May 2024

Had no problems

5
I haven’t had any issues using PayPal credit. It’s come very handy from time to time. Reviewed on: 19th May 2024

PayPal reviews

4
Until now I was happy and had no problems. Reviewed on: 19th May 2024

PayPal is a very useful tool

5
PayPal is a very useful tool that I use for several reasons. It’s good for payments from my book selling and it’s great way to use credit and not have to deal with annoying systems. Reviewed on: 19th May 2024

Every time I have issues, Papal have been there to h...

5
Every time I have issues, Papal have been there to help, the help has always been smooth, efficient and very friendly. The credit arrangements are excellent and can be changed easily, everything is at the touch of a button and so easy. Reviewed on: 19th May 2024

Would recommend.

5
Always easy to use, which provides customer confidence. Also easy to manage. Would definitely recommend. Reviewed on: 19th May 2024

stress free service

5
very easy to use with no stress at all as all the payments are split into equal monthly payments Reviewed on: 19th May 2024

By far the best credit service.

5
By far the best credit service. Easy to apply and easy to use app Reviewed on: 19th May 2024

Exelent service very friendly to used and very quick...

5
Exelent service very friendly to used and very quick payments Reviewed on: 19th May 2024

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