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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165779)

Best service

Love their interest free option for 4 months on £100 Reviewed on: 8th July 2022

Easy to use credit

Easy to repay using a direct debit. Simples. Reviewed on: 8th July 2022

great having PayPal credit

I’ve managed to purchase items I couldn’t afford and to pay back monthly, what more can one want. Reviewed on: 8th July 2022

Very good

I am really very happy about there 3 payment features. And also interest free credit for 4 months . Reviewed on: 8th July 2022

Good

Muy buena idea lo de la tarjeta de crédito Reviewed on: 8th July 2022

PayPal is very convenient to use

Super customer service and very easy to use. Highly recommended. Reviewed on: 8th July 2022

Best credit system

Good offers with 0% interest on purchase allowing more financial flexibility great service overall Reviewed on: 8th July 2022

Great company

Love paypal, so easy to use . It's great if you want to put bigger purchases on longer term on PayPal credit which is a great help, easy to log in and pay or check balances etc Reviewed on: 8th July 2022

Very good service

Long time paypal customer . Very good service overall Reviewed on: 8th July 2022

Great payment method

By the long way this is the best option for online purchases. Flexibility of repayments makes life easier. Great idea from PayPal. Reviewed on: 8th July 2022

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