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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165516)

Marvelous

Excellent service since I started using PayPal credit no complaints Reviewed on: 8th July 2022

Easy and convenient

PayPal credit is easy to use and is great for purchasing clothes or anything really online Reviewed on: 8th July 2022

Great service!

Quite easy to purchase products online secure and comfy! Reviewed on: 8th July 2022

So simple and efficient

PayPal credit is easy and straightforward to use. Everything is really clear so it’s easy to manage. Also it helps give me piece of mind when shopping online Reviewed on: 8th July 2022

Great idea

A great way to pay for items well done PayPal Reviewed on: 8th July 2022

Great

Love paypal credit . I love that you can pay in 3 . I also love that all big payments are secure. Reviewed on: 8th July 2022

Simple and easy to use.

Like any other credit system I can buy multiple item up to my limit. The difference is that I can easily track how much credit I've paid and when I need to pay back the full amount for multiple items. Reviewed on: 8th July 2022

High recommended

Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022

Easy to use

PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022

Cant fault it

I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022

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