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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169429)

Easy to make payments when purchased items online

5
Easy to make payments when purchased items online Reviewed on: 14th May 2024

Easy way to repair what you owe, and hassle-free.

4
Affordable way to repair what you owe, and hassle-free. Good all round Reviewed on: 14th May 2024

It's always any easy and quick way of shopping with...

5
It's always any easy and quick way of shopping with PayPal Reviewed on: 14th May 2024

PayPal credit helped me and my family with vulnerabl...

5
PayPal credit helped me and my family with vulnerable times. Reviewed on: 14th May 2024

Not so good, things needs to be more clear to...

4
Not so good, things needs to be more clear to users Reviewed on: 14th May 2024

Great service good customer experience

5
Great service good customer experience Reviewed on: 14th May 2024

Excellent app, good credit conditions.

5
Excellent app, good credit conditions. Reviewed on: 14th May 2024

Great site very easy to use would recommend this sit...

5
Great site very easy to use would recommend this site to anyone Reviewed on: 14th May 2024

Excellent work , very quick response, much better th...

5
Excellent work , very quick response, much better than traditional credit cards Reviewed on: 14th May 2024

Excellent service and easy work

5
Excellent service and easy work Reviewed on: 14th May 2024

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