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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166084 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166264)

Great option

Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

Perfect product

Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022

Amazing services

I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

Best offers and payment plans

The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022

A very innovative idea.

Imagine a credit card without the card? That’s exactly what you get with PayPal Credit Card and the best part is the ability to pay later or spread the cost! Reviewed on: 8th July 2022

Great

Simple, good APR and 4 months free interest on purchases over £99 Reviewed on: 8th July 2022

Wonderful Company

Very good company with fantastic customer service. Reviewed on: 8th July 2022

Easy to manage and perfect for any emergencies

I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022

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