Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (165779)

Simple, Easy and Convenient!

Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022

very happy

such easy way to manage payments Reviewed on: 20th June 2022

Wonderful company

Feel very safe with PayPal, especially being a widow and knowing that PayPal has everyone’s best interests! Very fair and always replies 100% thanking you all Reviewed on: 20th June 2022

Amazing and best value credit scheme

PayPal credit is the best credit scheme available and offers to allow interest free payments throughout the year for eBay have been incredible Reviewed on: 19th June 2022

Safe and full Protection

PayPal protect you against Fraud. Reviewed on: 18th June 2022

Reliable

Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022

Brilliant

Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3773 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81370 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub