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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166084 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166264)

Great

I needed a sofa in a hurry and on the car journey to the shop I organised the credit. The sofa arrived in a few days and was paid off in a few months. Brilliant! Reviewed on: 8th July 2022

Perfect Service for Big Purchases!

I’ve been a PayPal Credit customer for a few years now- and I absolutely love using all the different offers available for bigger purchases more so than my current Credit Card company. I’ve been able to buy new furniture for the house all in one go- then pay it back in monthly instalments or within 4 months so I am not charged any interest. I’ve mentioned it to friends and to family, and they have also been able to spread the payment easier with PayPal Credit. It’s a really good option to have an I’ll likely be a permanent customer and user of this service in the future. Reviewed on: 8th July 2022

Good

Excellent service. No hassle when sending and receiving money Reviewed on: 8th July 2022

Great service

Great deal from pay pal , 4 months 0 interests, easy to manage , lots of remainders can't ask for more ... its my fav way of paying Reviewed on: 8th July 2022

Great provider

Thanks love it, makes my life so much better Reviewed on: 8th July 2022

The company who lets me buy without the charge. Intersect fee credit is amazing

Customer experience is always great And purchasing is made very easy especially with PayPal credit. Reviewed on: 8th July 2022

PAYPAL Credit

Great easy to use , inexpensive and competitive. Reviewed on: 8th July 2022

Best of both worlds.

Secure shopping on line with special offers such as 0% for four months! All in all a great product! Reviewed on: 8th July 2022

Best above and beyond

I have been using PayPal for business and personal finance and I found it to best Reviewed on: 8th July 2022

Excellent when needing extra money

Paypal credit has allowed me to purchase things towards the end of the financial month that I can pay back with ease when I am next paid. Reviewed on: 8th July 2022

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