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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171348)

Always found PayPal to be an easy and trustworthy se...

Always found PayPal to be an easy and trustworthy secure way to pay for items . Reviewed on: 17th May 2024

Champions of Interest Free Credit

Most efficient credit providers. The pay in 3 interest free offer is perfect, easy to set up and the rest is all done by PayPal. The pay in 4 interest free works perfectly, it’s easier to pay £400 in 4 x £100 over 4 moths than in a lump sum and it gathers no interest. Reviewed on: 17th May 2024

Simple, convenient

Simple, convenient, effortless so easy to pay for items using PayPal credit Reviewed on: 17th May 2024

Very easy to use, trustworthy and not too complicated.

Very easy to use, trustworthy and not too complicated. Reviewed on: 17th May 2024

Very quick and easy to use.

Very quick and easy to use. Payments are easy to make and the payment reminders are very helpful. Reviewed on: 17th May 2024

Paypal is convenient and stress-free

I really like using PayPal Credit. It's easy to see how much I need to pay back each month, which makes managing my budget a lot less stressful. Plus, they send helpful email reminders, so I never forget a payment. One of the best parts is the no interest fees on purchases if I pay it off within a certain period. It’s been a really convenient and reliable service for me. Reviewed on: 17th May 2024

Really good and efficient helped me out when needed...

Really good and efficient helped me out when needed to get stuff with credit Reviewed on: 17th May 2024

Good service all time,there are never unsolvable pro...

Good service all time,there are never unsolvable problems,always help on time. Reviewed on: 17th May 2024

Amazing Very Happy

Very Happy with Pay Pal . Offer fantastic incentives. Reviewed on: 17th May 2024

I’ve been using PayPal credit for the past year and...

I’ve been using PayPal credit for the past year and so far it’s been great, what I love is that I can pay off early and keep using my credit Reviewed on: 17th May 2024

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