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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Easy to use and trustworthy, paypal is the way forward

Easy to use and trustworthy, paypal is the way forward Reviewed on: 17th May 2024

Just as good as a credit card.

Just as good as a credit card plus you get preferential rates when purchasing high ticket items through ebay. I choose PayPal for the added protection they provide when purchasing products over £99. Cannot fault the excellent customer service. Payment amount and date due are clear and easily located in the app so there are no surprises. PayPal also make it very easy to make additional payments. The 4 months interest free credit option is clear and tells you exactly when the term will expire. With an interest rate of only 12.9% which is better than most credit cards, what more could you want Reviewed on: 17th May 2024

Easy way of making shopping.

Easy way of making shopping. Choosing to pay with paypal it's straight forword and I fell secure. Reviewed on: 17th May 2024

Excellent everytime.

Been a PayPal customer for over 2 years now and the service has been excellent. It works well for me everytime. service and software update have impacted my flexibility in using this service. Reviewed on: 17th May 2024

Love paypal, always prefer to us paypal to purchase...

Love paypal, always prefer to us paypal to purchase items because I know that I am completely secure in what I'm spending. Don't like to pay for anything that doesn't take paypal, would recommend to anyone. Reviewed on: 17th May 2024

Excellent Service

I have been using PayPal for many years now and cannot fault them at all. They provide an excellent, friendly and professional service and I recommend them to you all. Reviewed on: 17th May 2024

It’s is a handy tool to have to make larger purchase...

It’s is a handy tool to have to make larger purchases and spread the payment load over a few months. Smooths out the shock. Reviewed on: 17th May 2024

Love it .

Love it .it is effortless . No issues at all Reviewed on: 17th May 2024

Fast and easy way to pay for good, seamless

Fast and easy way to pay for good, seamless Reviewed on: 17th May 2024

I'm always happy with PayPal.

I'm always happy with PayPal.it is secure and flexible payment very friendly for our budget. Reviewed on: 17th May 2024

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