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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Great service - Highly recommended

Great service - Highly recommended Reviewed on: 17th May 2024

Awesome service and reliable paypal always as once i...

Awesome service and reliable paypal always as once i wanted to book a tickets to india and had no money to buy it and paypal had given me credits to buy a tickets. Reviewed on: 17th May 2024

I use it all the time because it's amazing

I use it all the time because it's amazing Reviewed on: 17th May 2024

Nothing but a good experience!

Nothing but a good experience!! Always willing to help with any money issues, like unknown charges and are incredibly efficient when it comes to getting any serious issues ironed out! The changes that they make are communicated with customers incredibly well too! Along with plenty of notice about said changes Reviewed on: 17th May 2024

PayPal credit has helped me so much over the past co...

PayPal credit has helped me so much over the past couple of years Reviewed on: 17th May 2024

Works great and rapidly, I have only use PayPal cred...

Works great and rapidly, I have only use PayPal credit so far and tend to stay on here Reviewed on: 17th May 2024

PayPal does what it says on the tin

I have nothing but praise for PayPal. I've only had one issue (which was a technical issue on the system) and it was resolved as promised very swiftly. The payment was showing as double what was expected but after a call to customer service, I was promised that the system would fix itself and it did! Reviewed on: 17th May 2024

Never had an issue quick to respond

Never had an issue quick to respond Reviewed on: 17th May 2024

I've used PayPal Credit for several years now, and i...

I've used PayPal Credit for several years now, and it has always been a seamless process, both in terms of ease of use, and in the clear and logical guidelines es they provide. Reviewed on: 17th May 2024

Useful and available with low APR

Useful and available with low APR Reviewed on: 17th May 2024

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