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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174066)

Trusted, reliable and safe

5
So easy to use and with the app can instantly check what your balance is. Customer service is helpful and they are always friendly and will do what they can to help. Most retailers now accept PayPal so ideal if you need some extra time to pay for your purchase. Also they give that added protection for peace of mind Reviewed on: 7th July 2026

Problems always solved.

5
Every time I've had an issue you've always resolved it, quickly Reviewed on: 7th July 2026

Easy and simple

5
Very easy to set up and once done I found it easy to navigate paying off credit. Customer service very helpful when required. very safe way to manage money Reviewed on: 7th July 2026

Really easy to use PayPal credit and manage account

5
Really easy to use PayPal credit and manage account Reviewed on: 7th July 2026

Perfect for ebay

5
Nice pay service with perfect cooperation with ebay and other retailers Reviewed on: 7th July 2026

The best bank for buying online.

5
The best bank for buying online. Secure and scam free. Reviewed on: 7th July 2026

Great customer service

5
Every issue ive had with retailers using PayPal has always been sorted out with no issue Reviewed on: 7th July 2026

Always there when I need it

5
I find the payment process is so quick and simple to use once setup When I’m stuck and need funding. PayPal is always there. I also like the various options of repayment Reviewed on: 7th July 2026

PayPal is so easy to use and any time I've had a pro...

5
PayPal is so easy to use and any time I've had a problem they have sorted it with no trouble and being able to use it pretty much everyday and pay in 3 is amazing really comes in handy Reviewed on: 7th July 2026

Pay pal the best

5
Just a fantastic service to use and there 4 month interest free id fantastic Reviewed on: 7th July 2026

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