Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168340)

Paypal credit is an amazing feature

Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024

PayPal/PayPal Credit

PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024

Easy to use, reliable and interest free for 4 months.

Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024

Good service

Very good service I am very happy Reviewed on: 11th May 2024

Very easy to deal with and fantastic credit offers.

Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024

Solid Credit Service

Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024

Pay in 3 helps spread out the cost over a longer per...

Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024

Pay pal credit.

Pay pal credit. Is excellent in flexiblity and protecting the consumer. The 4 months 0 intrest rate for purchases over 100 is amazing. This helps with booking holidays concerts outings and with everyday essentials without getting you're self into debt and with finacial strain. Pay pal give you warnings on how much you need to pay and make it clear to do this so you dont pay intrest and this can be flexible to youre needs you can set up payments around youre finacial needs and how to best suite you in a time of finacial strain that many of us are feeling. Pay pal are excellent at supporting the consumer over the app there responsive and safe and over the phone there helpfull. Pay pal is an excellent safe way to shop online and the customer service equally manges this excellent standard. Reviewed on: 11th May 2024

Very happy with the service.

Very happy with the service. Low rates, great working app, fast customer service. Would recommend to everybody. Reviewed on: 11th May 2024

PayPal efficientcy

Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 88045 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub