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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167887)

Good service offered

You provide a good service never had any hassle from you only thing I have had problems with is the down load app I keep getting old app can’t get the new app we’re you can put money Olin at any time like I have on here ? Thanks Reviewed on: 14th August 2022

Good service

Had poor credit but somehow was approved. Reviewed on: 14th August 2022

Trustworthy, helpful and user friendly

PayPal credit has been invaluable to me over the last couple of years. It provides help when needed but doesn’t offer outlandish amounts I could never repay, which, compared to other companies is reassuringly responsible. It also has a good interest rate especially if you qualify for their deals. All in all while I have tried many other similar credit apps this is the only one I have continued with, I think in part because of its connection with PayPal which has also proven itself over many years to be trustworthy. I also find the app in particular, very user friendly. Reviewed on: 14th August 2022

It's a reliable form of credit

Using paypal credit is so convenient. Reviewed on: 14th August 2022

Accessible

Easy to use, various option payment plans Reviewed on: 14th August 2022

Superb and excellent

Superb and excellent service in times you need them the most. Reviewed on: 14th August 2022

easy to use and reliable

easy to use and reliable. i feel secure using the service Reviewed on: 14th August 2022

Future of payments

PayPal has given me faith in the way I use my money and spend. It has helped me to feel confident in making large purchases and take risks I couldn't but also within my means. It's Meade it easier to send money to friends and new friends alike not forgetting family. It's revolutionary!!! Reviewed on: 14th August 2022

Payment plan

3 payment plans is very helpful to me to spread the cost without interest Reviewed on: 14th August 2022

PayPal credit is so useful

PayPal credit is so useful, it is there when I need items that I cannot get at that moment but that I can afford later. The interest free period allows me sufficient time to pay without having to make huge sacrifices in my day to day living in order to afford the interest and payment. Reviewed on: 14th August 2022

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