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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168034)

Convenient for consumers

Excellent money management at your fingertips Reviewed on: 2nd June 2023

4 Months Interest Free

Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023

A useful source of credit with good offers

I often use Paypal Credit for medium size transactions as the zero interest offers are great and I have never had any issues whilst using it . I would recommend it to anyone. Reviewed on: 2nd June 2023

Quick and flexible

Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023

Excellent Service

I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023

Simplicity

Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023

PayPal Credit

Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023

100%

Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023

paypal credit

worry free payment at a very competative intrest rate Reviewed on: 2nd June 2023

PayPal credit works.

I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023

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