Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171154)

Use very easy and reliable and safe.

Use very easy and reliable and safe. Reviewed on: 16th May 2024

Always there when you need it an option to pay

Always there when you need it an option to pay Reviewed on: 16th May 2024

No problem refund

They refunded me without a murmur when I told them I'd been scammed. Reviewed on: 16th May 2024

always feel safe using paypal, they give you reassur...

always feel safe using paypal, they give you reassurance when buying Reviewed on: 16th May 2024

Love my PayPal .

Love my PayPal .Very good option costumers ser excellent. Highly recommend. Best best best best best Reviewed on: 16th May 2024

Always available credit and interest rates no that high

Always available credit and interest rates no that high Reviewed on: 16th May 2024

Fast and easy to use.

Fast and easy to use. Easy to navigate. Reviewed on: 16th May 2024

I use PayPal for EVERY purchase.

I use PayPal for EVERY purchase. I love PayPal as how secure it is. I wouldn't use anything else. Everything is seamless and a really good user friendly interface. Reviewed on: 16th May 2024

Convinence as most retailers acccept paypal as a met...

Convinence as most retailers acccept paypal as a method of payment Reviewed on: 16th May 2024

So easy to use.

So easy to use. Available on most websites to make purchases to spread the cost. Can pay in three or over a longer period. Easy to log on to check balance and available credit. Would recommend to family and friends. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94072 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub