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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166282 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (166483)

Wide accessibility & easy to manage digitally

I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022

Best credit I have ever had

I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022

Very helpful

Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022

Great product

Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022

Great online credit - No interest for 4 months

Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022

Reliable and good service

Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022

Brilliant

PayPal credit is excellent! You can choose to pay as little or as much as you want in one payment. You can also set up a direct debit each month. Fantastic for online shopping. Reviewed on: 14th June 2022

Best credit provider

4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022

Simple and efficient

Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022

Very convenient

I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022

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