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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171156)

Excellent customer service and any issue sorted ver...

Excellent customer service and any issue sorted very quickly being able to pay over diffrent ways gives more options , I like the interest free for 4 month for larger purchases and thev3 months for small one automatically set up take the worry out of remembering payment days. Reviewed on: 16th May 2024

Always my first choice of payment.

Always my first choice of payment. Excellent service always Reviewed on: 16th May 2024

I genuinely do like using PayPal Credit, it has help...

I genuinely do like using PayPal Credit, it has helped me in so many ways. I love the way that when I order products from various retailers and there is the opportunity to pay using PayPal, in no time my purchase is made via PayPal. The interest rates are reasonable. Reviewed on: 16th May 2024

It is reasonable and reliable.

It is reasonable and reliable. Highly recommend to anyone who doesn’t want to take credit from a bank. Reviewed on: 16th May 2024

I have always found PayPal to be an efficient servic...

I have always found PayPal to be an efficient service and regularly make use of 0% interest over 4 months Reviewed on: 16th May 2024

No bad experiance, a few years of using with any pro...

No bad experiance, a few years of using with any problems Reviewed on: 16th May 2024

I have enjoyed using PayPal.

I have enjoyed using PayPal. I love the flexibility the pay in 3 instalments gives me. Overall it’s been a very good experience Reviewed on: 16th May 2024

PayPal credit is my go to way to pay for my purchases.

PayPal credit is my go to way to pay for my purchases. It spreads the cost into more manageable payments and doesn’t attract huge interest repayments. You also have the confidence of shopping with trusted providers. I’ve given a neutral score on customer service as I’ve never had to use it to date. Reviewed on: 16th May 2024

Easy to use the promotional offer are great to keep...

Easy to use the promotional offer are great to keep ontop of your payments and it’s a safer way to shop. Reviewed on: 16th May 2024

Had an issue with a direct debit not set up properly...

Had an issue with a direct debit not set up properly from the start which lead too missing payments. Was rectified and missing payments removed from accounts straight away. Reviewed on: 16th May 2024

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