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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171582)

perfect finance option simple easy to use

perfect finance option simple easy to use Reviewed on: 16th May 2024

Simple to use.

Simple to use. Customer service is always friendly and resolved to the best of their abilities. Id love to have a PayPal card for even more transactions! Reviewed on: 16th May 2024

Brilliant love it will always believe in PayPal

Brilliant love it will always believe in PayPal Reviewed on: 16th May 2024

Credit Greatness

PayPal make it easy to purchase items through credit, just find it really easy to work with and the app is simple and easily understood. Been using them for years and never an issue, A very satisfied customer!! Reviewed on: 16th May 2024

Been with paypal for years and never had a problem...

Been with paypal for years and never had a problem Reviewed on: 16th May 2024

Helpful and professional

Any time I have a problem they are more than helpful and very professional. Reviewed on: 16th May 2024

Superb & Attentive

Always great service and especially helpful with disputes and fraud related incidents. Reviewed on: 16th May 2024

Too expensive, poor customer service

Too expensive, poor customer service Reviewed on: 16th May 2024

Interest free 4 months is the best

I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024

Always good.

Always good. I’d like pay in 3 options on more things Reviewed on: 16th May 2024

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