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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173371)

Very easy to use.

Very easy to use. The app has great interface. I have used PayPal for many years and never had any issues. Offers many protections and fair rates. Easy to pay off extra when required. Reviewed on: 7th July 2026

My experience is very good and helpfull for me I per...

My experience is very good and helpfull for me I perched lots my things for my self and my home Reviewed on: 7th July 2026

Pay pal credit has been a life changer.

Pay pal credit has been a life changer for me. When I was going through a challenging time financially Pay Pal Credit was there to share the heavy load allowing me to buy very much needed items on credit and pay in back at affordable amounts spread over a period and not only that...but when I was able to pay the balance off over a short period it was interest free. I am so grateful for the help and support Pay Pal credit provided me with and continues to provide me... Reviewed on: 7th July 2026

A* Paypal

Always help with money that should of not been taken feel protected. Excellent to buy things knowing I have PayPal credit and pay in 3 Reviewed on: 7th July 2026

Trust in PayPal

PayPal is the best, best service Reviewed on: 7th July 2026

Experience

Using Paypal, you get time to pay back the money you spend. It also helps spread the cost over product being paid for Reviewed on: 7th July 2026

I am very satisfied with PayPal services

I am very satisfied with PayPal services Reviewed on: 7th July 2026

If PayPal payment is an option I will generally use...

If PayPal payment is an option I will generally use PayPal. For the emergency purchase there is the option to pay in three if you’re tight on funds Reviewed on: 7th July 2026

I really recommend it

I really recommend and I advice everyone to use this facility Reviewed on: 7th July 2026

Straight forward process every time

I'm not very good with technology but found this easy to navigate without relying on a family member to help for a change. Plus plenty of options to get self help Reviewed on: 7th July 2026

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