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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171348)

It’s such a secure way to spend money.

5
It’s such a secure way to spend money. A good period of time to pay back and easily managed Reviewed on: 15th May 2024

Overall great.

4
Overall great. The main game changer definitely comes with the new partnership which allows payments in store. Online purchases were ideal but this just proves all round beneficial to users Reviewed on: 15th May 2024

Best of the best with a heart.

5
Best of the best with a heart. effecient service,reliable,honest and security wise I will strongly recommend Paypal.with Paypal it builds up your good credit and good value of money time because of the offer to pay in 3 or longer with no interest rate or monthly subscription. Reviewed on: 15th May 2024

Pay pal credit is very much trusted by me, i m using...

5
Pay pal credit is very much trusted by me, i m using pay pal from last 6 years and they never let me down Reviewed on: 15th May 2024

Great experience

5
It’s been ok so far. You can use it when you don’t have money Reviewed on: 15th May 2024

Trusted payment method and good method of paying in...

4
Trusted payment method and good method of paying in a different currency Reviewed on: 15th May 2024

Excellent service and thanks for giving me interest...

5
Excellent service and thanks for giving me interest free service Reviewed on: 15th May 2024

Excellent zero percent offers across a wide range of...

5
Excellent zero percent offers across a wide range of business Reviewed on: 15th May 2024

Just love using PayPal give me more time to pay...

5
Just love using PayPal give me more time to pay back Reviewed on: 15th May 2024

Sometimes it is hard to understand the statements an...

4
Sometimes it is hard to understand the statements and knowing exactly what is still outstanding. Reviewed on: 15th May 2024

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