Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171156)

Never had an issue with them .

Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024

Helps in a pinch

Affordable borrowing for unexpected expenses. I've never had a issue with using PayPal credit and I am able to choose the length of time to pay it back, and therefore the amount I pay per month. This gives me a lot of control when a stressful expense pops up. Reviewed on: 15th May 2024

Have used Paypal credit with no issues

Have used Paypal credit with no issues Reviewed on: 15th May 2024

Danadana

I don't know what to say, just brilliant! Reviewed on: 15th May 2024

I am using paypal credit and find it very useful for...

I am using paypal credit and find it very useful for bigger purchases Reviewed on: 15th May 2024

Quick and easy ways of paying.

Quick and easy ways of paying. Can use almost everywhere. Have really good 0% interest for 4 months! Reviewed on: 15th May 2024

PayPal yes

Does what it says on the tin,lets me pay over short or long period of time Reviewed on: 15th May 2024

My experience is excellent always use this app...

My experience is excellent Reviewed on: 15th May 2024

Convenient user friendly payments solution

I have used PayPal and PayPal credit for many years - easy to use and manage. Reviewed on: 15th May 2024

Very nice to use , simple and smart

Very nice to use , simple and smart Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94074 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub