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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173147)

Quick, Helpful and Reassuring Support

I had a really good experience with PayPal customer support and wanted to share how helpful they were. I was unexpectedly charged for a subscription on one of my apps without any prior notice, and I was honestly quite upset because it was my hard earned money. I reached out to PayPal for help, and I’m genuinely grateful for the support I received. They made the process of raising a claim much easier and handled everything in a professional and reassuring way. Even though I didn’t get the full amount back, I was still able to recover part of the payment, which I truly appreciate. What stood out to me most was how supported I felt throughout the whole process. It made a stressful situation a lot easier to deal with, and I’m really happy with the way PayPal handled it. This experience definitely gave me more trust in using PayPal, knowing they are there to help when something goes wrong. Reviewed on: 7th July 2026

Useful line of credit.

Useful line of credit. Got me over a sticky cash flow issue. Reviewed on: 7th July 2026

A trusted service that gives real peace of mind

I’ve been using PayPal Credit and Pay in 3 for quite a while now, and they’ve genuinely made managing my finances much easier. Having a £1,100 credit limit gives me peace of mind whenever I need to make an unexpected purchase, and the four months interest-free option on eligible PayPal Credit purchases gives me valuable flexibility as long as I repay on time. I also regularly use Pay in 3, which is a fantastic way to spread the cost of larger purchases without paying interest. Everything is simple to manage through the app, and payments are always clear and straightforward. One thing I value most is the confidence I have whenever I pay through PayPal. If something goes wrong with a purchase, I know PayPal has strong buyer protection and will help resolve the issue or refund me when appropriate. That peace of mind is something you don’t always get with other payment methods. My account has always been well managed with no arrears, and despite making plenty of transactions over the years, I’ve never experienced any problems. PayPal has consistently been reliable, flexible and easy to use, and I would not hesitate to recommend it to friends and family. Reviewed on: 7th July 2026

Excellent

Amazing and excellent service. Good customer and excellent service Reviewed on: 7th July 2026

It was amazing

It was amazing i really enjoyed PayPal Reviewed on: 7th July 2026

It's very handy and secure, use it all the time and...

It's very handy and secure, use it all the time and feel safe Reviewed on: 7th July 2026

Recommend PayPal

Easy pay now or later option lots of availability when shopping online easy to pay. Reviewed on: 7th July 2026

Convenient and readily accessible

Convenient and readily accessible Reviewed on: 7th July 2026

A pleasure to deal with always, never any problems

A pleasure to deal with always, never any problems Reviewed on: 7th July 2026

PayPal helps me to buy items and spread the cost, ve...

PayPal helps me to buy items and spread the cost, very easy to use PayPal Reviewed on: 7th July 2026

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