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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172966 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173017)

Provided great flexibility on when to pay back payme...

Provided great flexibility on when to pay back payments and how to to ensure that I can make purchases without the worry sometimes involved and the stigma that can be attatched Reviewed on: 7th July 2026

My experience with PayPal has always been great, onc...

My experience with PayPal has always been great, once I called the customer service, they service was excellent and they helped me with what I needed. Reviewed on: 7th July 2026

So far so good, easy app to use and staff on hand wh...

So far so good, easy app to use and staff on hand when I need help! Reviewed on: 7th July 2026

Credit limit

Credit limit is not good. . Have to periodically i crede it Reviewed on: 7th July 2026

The best

Easy to use. The interface is understandable. You have a lot of options on how you manage your money. Reviewed on: 7th July 2026

Amazing if you don’t have the funds readily available

Always good if you find something you like but don’t the funds available, easy way to split the cost and not have to worry Reviewed on: 7th July 2026

Really good, love it, only problem is take to long t...

Really good, love it, only problem is take to long to increase the limit Reviewed on: 7th July 2026

I have had good and bad experiences with PayPal enou...

I have had good and bad experiences with PayPal enough to make me decide to stop using PayPal altogether especially because of bad customer services and not reading comments on disputes and making judgement in favour of rogue companies. PayPal improved a bit over time in those regards, the part I would really like to see improvement in is the option to pay per plan, this option needs to be introduced in addition to the exiting payment style let customers decided how they pay off their balance especially those with 4 months payment plan. Reviewed on: 7th July 2026

Why I prefer PayPal

Find it way easier than Revolut to send and receive payments. Love pay in 3 option and rarely have issues but one occurrence I did with a payment was resolved easy through customer service by telephone Reviewed on: 7th July 2026

Wrong items delivered

I had a problem with a delivery that was delivered this morning. I rang PayPal and within speaking to my 1st person, she put me through to the right person. They got straight onto the email to the company and I just have to wait. Reviewed on: 7th July 2026

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