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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Brilliant

Amazing app and customer service Reviewed on: 10th July 2022

Brilliant service

I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022

Easy to pay for large items over time

Allows you time to pay for large amounts over four months with no interest charged. Reviewed on: 10th July 2022

Excelent

Very help and easy to manage. Superb application. Reviewed on: 10th July 2022

Very good

I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Always Dependable

I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022

Great PayPal Credit

Always the easiest check out experience and fairest interest rates. Reviewed on: 10th July 2022

So easy for my online purchases

There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022

Amazing option!

I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

Very helpful and easy to use

Grest product , highly recommend Reviewed on: 10th July 2022

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