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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168462)

Paypal - trusted and easy to use.

Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022

On the money

It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022

Service

They provide excellent service and very helpful Reviewed on: 3rd August 2022

A very good credit option

Its very easy to use and versatile too! Reviewed on: 3rd August 2022

Excellent service

Excellent service so far. Thank you! Reviewed on: 3rd August 2022

User friendly and simple to understand and good rates

Simple procedure to get access and easy to manage and keep track of. A decent starting amount available with good rates Reviewed on: 3rd August 2022

PayPal Credit Card

PayPal services are excellent, in particular their credit card. Reviewed on: 3rd August 2022

Definitely one of the better options

PayPal Credit doesn't charge a fee on top of purchases and gives you four months to fully repay any given transaction interest-free, making it a good option for credit spending which, used carefully, you can use reliably without finding yourself knee-deep in debt. Reviewed on: 3rd August 2022

Good offers

Easy to manage, decent interest free offers. recommend Reviewed on: 3rd August 2022

Simple & reliable

Easy to use, accepted in most places, great user experience. Reviewed on: 2nd August 2022

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