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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171825)

Highly recommended

5
I have used it several times and it has helped me with my finances. Especially with no interest rate for the 6months is big help. Reviewed on: 15th May 2024

Quick easy to use Intrest is good app is easy to use...

5
Quick easy to use Intrest is good app is easy to use aswel Reviewed on: 15th May 2024

I love using paypal as its safe and easy.

5
I love using paypal as its safe and easy. Reviewed on: 15th May 2024

Very easy to use App

5
Very easy to use work good security to keep you safe! Reviewed on: 15th May 2024

I have never had a problem using pay pal it allows m...

5
I have never had a problem using pay pal it allows me to budget items I need to buy on the internet Reviewed on: 15th May 2024

This is my everyday use spending

5
This is my everyday use spending Reviewed on: 15th May 2024

Instant, easy and secure access to credit without al...

5
Instant, easy and secure access to credit without all the hassle. Reviewed on: 15th May 2024

Excellent

5
Excellent service, convenient and gives peace of mind. Reviewed on: 15th May 2024

Great way to spread the cost of purchases.

5
Great way to spread the cost of purchases. Reviewed on: 15th May 2024

1st class service,easy to use,would highly recommend

5
1st class service,easy to use,would highly recommend Reviewed on: 15th May 2024

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