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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172486)

Very user friendly

Very easy to use, and easy to pay off ensuring you don’t get charged any interest unexpectedly. Very user friendly Reviewed on: 6th July 2026

It has been wonderful and helpful using PayPal.

It has been wonderful and helpful using PayPal. How can I write my successes without PayPal, you are my best Reviewed on: 6th July 2026

Flexible Finance at its best

I have found PayPal an excellent partner in managing my purchases over the years, either giving security assurance over transactions, or giving flexible options to spread payments with no hassle and instant decision making, the app/website is also excellent, allowing you to view and track current and historical payments with timely alerts to your phone or email, would recommend to anyone Reviewed on: 6th July 2026

Great app and service , easy to use

Great app and service , easy to use Reviewed on: 6th July 2026

I had a good experience Good service

I had a good experience Good service Reviewed on: 6th July 2026

I always feel safe when paying for online purchases...

I always feel safe when paying for online purchases with PayPal, if I have any problems PayPal will do whatever they can to make it right Reviewed on: 6th July 2026

Easy and quick way to get finance on any bought...

Easy and quick way to get finance on any bought item Reviewed on: 6th July 2026

PayPal is user friendly and very easy to use.

PayPal is user friendly and very easy to use. Always convenient when i need it. Now i can shop anyway getting lots of cashbacks. Reviewed on: 6th July 2026

The best method of payment

Genuinely love using PayPal, it's safe and super easy to use Reviewed on: 6th July 2026

Good service every time!

Perfect service every time, fast and reliable Reviewed on: 6th July 2026

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