Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172263)

Brilliant company,nothings better out there

Brilliant company,nothings better out there Reviewed on: 6th July 2026

Quick and easy payments - no issues.

Quick and easy payments - no issues. Resolves any disputes with ease. Excellent customer service and would highly recommend to anyone considering using paypal. Reviewed on: 6th July 2026

Enjoyed the experience with PayPal so far.

Enjoyed the experience with PayPal so far. Reviewed on: 6th July 2026

Good customer service!

Good customer service! Very helpful Reviewed on: 6th July 2026

Give PayPal a go.

Super easy to spread payments equally over a 3 month period. The PayPal debit card gives you points for every pound spent which can be redeemed for money. I would wholeheartedly recommend PayPal for both of these services. Reviewed on: 6th July 2026

PayPal Has always been there for me ,They are always...

PayPal Has always been there for me ,They are always there to help if you have any problems.I could not of managed with out PayPals help. Reviewed on: 6th July 2026

Good credit at a good rate.

They gave me good credit at a good rate. Would recommend the physical cards are nice to have to. Reviewed on: 6th July 2026

Great service for buying anything and pay less

Great service for buying anything and pay less Reviewed on: 6th July 2026

I’m enjoying to use PayPal.

I’m enjoying to use PayPal. I’m enjoying to use PayPal. Reviewed on: 6th July 2026

PayPal is simple and easy to use

PayPal is simple and easy to use Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95061 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub