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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172118)

Always quick & easy to use in times of need

Always quick & easy to use in times of need Reviewed on: 6th July 2026

Easy to use and good value for money, it was simple...

Easy to use and good value for money, it was simple to apply and you get an immediate response and are able to purchase straight away also the staff on the help line are very efficient and knowledgeable Reviewed on: 6th July 2026

buyer who admires PayPal’s attitude to service!

I shop very often when online, and pay with PayPal which gives me security and ease of paying without need for security number on my phone! Reviewed on: 6th July 2026

Great financing tool for longer purchase

I have been using PayPal Credit for a while now and find it incredibly convenient. The 0% interest offer for 4 months on purchases over a certain amount helps me spread out costs without extra fees. Auto-payments are easy to set up, and the integration at checkout is seamless. Highly recommend if you use PayPal often. Reviewed on: 6th July 2026

I always use PayPal and pay in three as I can’t affo...

I always use PayPal and pay in three as I can’t afford to buy something outright but I know I can pay over 3 it’s a win win and it works for me Reviewed on: 6th July 2026

PayPal is an extremely Safe way of paying for goods.

PayPal is an extremely Safe way of paying for goods. Transferring money. if PayPal an option then the transaction is automatically insured.had few problems with sellers and PayPal solved the problem instantly. Top customer service too Reviewed on: 6th July 2026

Easy to use special pay pal credit card i am very ha...

Easy to use special pay pal credit card i am very happy with it Reviewed on: 6th July 2026

I use pay pal/pay pal credit from long time and real...

I use pay pal/pay pal credit from long time and really I am very help with everything. Reviewed on: 6th July 2026

it makes life easier spreading the payment out

Usually use PayPal credit for the big school clothes shop and it takes the sting out of paying it all off at once. Being a single mum it makes life easier being able to spread the payment out Reviewed on: 6th July 2026

Love it!

Ive had no issues with PayPal credit. It's helped me out a few times. The app is easy to navigate, the layout is great. Everything you need in one place Reviewed on: 6th July 2026

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