Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171963)

Can’t get direct answer to the issue I am having.

4
Can’t get direct answer to the issue I am having. Trying to pay for something but keeps declining due to using a different network and location Reviewed on: 6th July 2026

I’ve always had a great experience with PayPal

5
I’ve always had a great experience with PayPal Reviewed on: 6th July 2026

I've had a great experience using PayPal.

5
I've had a great experience using PayPal. It's fast, secure, and incredibly convenient for sending and receiving money, as well as making online purchases. The platform is easy to use, and I appreciate the extra layer of buyer protection that gives me confidence when shopping online. Transactions are processed quickly, and the mobile app makes managing payments simple from anywhere. Overall, PayPal is a reliable payment service that I highly recommend. Reviewed on: 6th July 2026

Always sort an problems i have with goods not turnin...

4
Always sort an problems i have with goods not turning up and make sure i get a full refund. Reviewed on: 6th July 2026

Easy to use

5
Easy to use, can use for everything Reviewed on: 6th July 2026

Most trusted payment platform

5
Several times helped me. Safely use PayPal for payments Reviewed on: 6th July 2026

It's a convenient way to pay for goods and services.

5
It's a convenient way to pay for goods and services. Reviewed on: 6th July 2026

Very easy to use, great way to pay for items.

5
Very easy to use, great way to pay for items. Never had any problems. Would definitely recommend . Reviewed on: 6th July 2026

Well worth investigating

5
Extremely flexible, easy to understand, superb value for money - has quickly become my go-to resource Reviewed on: 6th July 2026

Using paypal for years and its getting better

5
Using paypal for years and its getting better Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94769 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products