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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171875 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171887)

PayPal allows me to send money to family in Australi...

PayPal allows me to send money to family in Australia for a fraction of the price of other methods Reviewed on: 6th July 2026

Very happy with the service and it’s lovely to be ab...

Very happy with the service and it’s lovely to be able to speak to customer service representatives. Reviewed on: 6th July 2026

I’ve had a really good experience with PayPal Credit.

I’ve had a really good experience with PayPal Credit. It’s easy to use, the application process was straightforward, and being able to spread the cost of purchases has been really helpful. The app is simple to manage, payments are easy to make, and everything is clearly laid out. As long as you keep on top of your repayments, it’s a convenient and flexible way to manage larger purchases. Overall, I’m very happy with the service and would recommend it. Reviewed on: 6th July 2026

Good customer service

I trust PayPal to keep me safe shopping online and for big purchases I look for retailers who allow me to pay with PayPal pay in 3 or 0% it helps a lot. When I have called PayPal for help with a transaction the customer advisor was helpful but it did take a little while to get through. Reviewed on: 6th July 2026

Purchase with no problem

Excellent service. We can buy anything from online without worries. Reviewed on: 6th July 2026

I can really count on the financial support and buff...

I can really count on the financial support and buffer when needed to complete transactions and make purchases with flexible repayment options. Reviewed on: 6th July 2026

PayPal credit is all I need, I only have PayPal and...

PayPal credit is all I need, I only have PayPal and I know im covered and protected Reviewed on: 6th July 2026

Paypal finance card

Having a physical paypal finance debit card has been a great help with being able to make any unexpected purchases or even a personal treat. With the monthly pay back options I find it easy to budget repayments. I now tend to just use paypal credit instead of other store cards. Reviewed on: 6th July 2026

PayPal credit flexible options for everyday...

PayPal credit give more flexible options for everyday purchases. From MOT, nights out and shopping trips. Reviewed on: 6th July 2026

I have used PayPal credit for several years now and...

I have used PayPal credit for several years now and find it an excellent way to pay for larger items over a longer period Reviewed on: 6th July 2026

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