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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171838)

Excellent service and people who genuine care on the...

Excellent service and people who genuine care on the phone Reviewed on: 6th July 2026

Clear and simple

A clear and simple to use web page/app. That's it... easy! Reviewed on: 6th July 2026

I bought a lot of items using Paypal credit.

I bought a lot of items using Paypal credit. It was generally good experience Reviewed on: 6th July 2026

PayPal Credit - not a bad option for life's emergencies

PayPal credit has enabled me to negotiate unexpected financial hurdles and has been not only simple to acquire but transparent with their policies and procedures. Also, a great deal of flexibility on repayment from minimum requirement to balance clearing without being penalised for 'early' repayment. Reviewed on: 6th July 2026

PayPal is always a good choice...

PayPal is always a good choice to get something you need quickly but to pay in smaller amounts! Reviewed on: 6th July 2026

Good service all round, I never had any problems wit...

Good service all round, I never had any problems with their service. Reviewed on: 6th July 2026

I have had very good experience with PayPal credit

I have had very good experience with PayPal credit Reviewed on: 6th July 2026

Always professional amd helpful

Always professional, helpful and keep updating on progress. Excellent customer service. The only issue I had was the wait for my call to be answered. Reviewed on: 6th July 2026

Great interest free credit options

Very simple to sign up, widely accepted as a payment method and great as a short term interest free credit provider Reviewed on: 6th July 2026

Quality service great product fast allocation

seamless application and fast response I was accepted with a quick decision and the allocation was instant. Card arrived quickly however i was able to use my allocation before the card arrived with apple pay. great service all round Reviewed on: 6th July 2026

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