Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171875 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171887)

Excellent service

Easy to use, very responsive service and excellent credit service Reviewed on: 16th May 2024

PayPal credit is excellent!

PayPal credit is excellent, also provides an easy to use app, which makes managing payments soo much easier! I would definitely recommend it to my friends and family to use! Customer service is easy to contact and very helpful. Reviewed on: 15th May 2024

Great service ! Easy to use

Very easy to apply for, clear layout and it explains when you need to make payments. Gives nice reminders near the time and you can schedule an auto pay , so you don’t need to worry about it . It’s come in very handy for purchases recently and I’ll certainly keep using it Reviewed on: 15th May 2024

PayPal credit is so effortless and easy to use

PayPal credit is so effortless and easy to use Reviewed on: 15th May 2024

Helps me manage my purchasing power and protection f...

Helps me manage my purchasing power and protection for peace of mind. Easy to use although when I have an issue would prefer to speak to a human rather than a bot and having to scroll through self help scripts Reviewed on: 15th May 2024

You get offers quit often like the last one I got la...

You get offers quit often like the last one I got last week with option to pay in 4 months no interest added. Reviewed on: 15th May 2024

PayPal have given me great credit limit and allowed...

PayPal have given me great credit limit and allowed me to get the things I love and pay back interest free. Buying things online is so much easier when you don’t need to input numbers as PayPal already saves all your card details for you. One of my favourite features of PayPal is pay in 3, unlike a credit it allows you to split 3 payments evenly interest free on your bank account. I would definitely recommend PayPal to anyone who values safety, ease of use, and great customer service. That’s why I’ve been with them for over 10 years! Reviewed on: 15th May 2024

flexible payment system on credit and interest-free...

flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 15th May 2024

Over all good experience Best value for money

Over all good experience Best value for money Reviewed on: 15th May 2024

Great service

No issues! Great service, I would recommend. Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94718 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub