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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171963)

Easy and Helpful

Easy to use and when I needed help with not receiving goods I got a refund straight away. Reviewed on: 16th May 2024

It just works for any supplier that accepts PayPal.

It just works for any supplier that accepts PayPal. By go to choice from a supplier who offers PayPal as there payment option Reviewed on: 16th May 2024

Excellent service and easy to apply when shopping

Excellent service and easy to apply when shopping Reviewed on: 16th May 2024

Easy to Use, Repay and Helpful

I have been using PayPal for approximately 20 years. I have recently used PayPal Credit (3 months interest free) and PayPal pay in 3. All are easy to make payments on and help me spread the cost. Reviewed on: 16th May 2024

The experience is always pleasant and fast

The experience is always pleasant and fast Reviewed on: 16th May 2024

PayPal helps me a lot, it is excellent service.

PayPal helps me a lot, it is excellent service. Reviewed on: 16th May 2024

Safe and affordable it helped me with higher purchase

Safe and affordable it helped me with higher purchase Reviewed on: 16th May 2024

They are very understanding and helpful with making...

They are very understanding and helpful with making sure you are able to make payments and help you if you are unable to make a payment or need a little time. I’ve been using paypal for years now and they have been very helpful. Reviewed on: 16th May 2024

Really can’t manage without PayPal

Have found PayPal quick, convenient, great for refunding delivery costs and amazing for splitting larger payments up to spread cost, interest free, or indeed for being interest free for 4 months so the bill becomes easier to pay and more affordable. Really can’t manage without PayPal. Reviewed on: 16th May 2024

They are absolutely saviour to all my financial need...

They are absolutely saviour to all my financial needs and goals. When it comes to customer satisfaction they are extremely valuable and excellent Reviewed on: 16th May 2024

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