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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172263)

I’ve never had issues using PayPal credit.

I’ve never had issues using PayPal credit. It’s honestly been very convenient for me and it’s easy to use when I am very low on money for certain things. I’ve had it for close to 2years now and first got it to pay for my laptop and watch. I am emotional when I look at them both because I know I wouldn’t have afforded them at the time but here we are! No pressure to pay up as well which helps because the economy is tough and it’s amazing because there’s always emails giving options on how to pay up too which I think is honora nice touch. Reviewed on: 16th May 2024

PayPal has enabled me to spread payments over 3 or 4...

PayPal has enabled me to spread payments over 3 or 4 month. Reviewed on: 16th May 2024

Very good and fast service.

Very good and fast service. was able to purchase my brother his birthday gift even though was running less on money that month. Made everyone happy! Reviewed on: 16th May 2024

PayPal credit is great, reminds me when payments nee...

PayPal credit is great, reminds me when payments need to be made , have used for years Reviewed on: 16th May 2024

100/100 for PayPal

Always easy to use and reliable. Reviewed on: 16th May 2024

Great smooth service, really really easy to use.

Great smooth service, really really easy to use. Reviewed on: 16th May 2024

I have paypal and is easy to manage

I have paypal and is easy to manage Reviewed on: 16th May 2024

PayPal pay in 3 has made the extras affordable

PayPal pay in 3 has enabled me to afford the extras and budget for them at a time when the cost of living is so high. Reviewed on: 16th May 2024

PayPal is the best option for me,easy to use very he...

PayPal is the best option for me,easy to use very helpful when I needed resolution very quickly Reviewed on: 16th May 2024

Have always had excellent customer service from PayP...

Have always had excellent customer service from PayPal Credit, I had some issues with my account that were resolved swiftly thanks to their customer service team! Quick turn around on contact as well which is great! Reviewed on: 16th May 2024

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