Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168174)

Legendary

5
Paypal credit is a excellent service fast and reliable. Reviewed on: 8th July 2022

A fantastic experience

4
It’s always nice to have a service that works really well for the consumer. A service that is also reliable. Reviewed on: 8th July 2022

Excellent choice

5
Used it many times with confidence Reviewed on: 8th July 2022

Easy to use and always there if I need it!

5
Simple to use and good great customer service! Reviewed on: 8th July 2022

Great App and Purchase experience.

5
Paypal credit is very easy to use abd manage. Quick to check out without having to enter card details. Can easily manage my balance through. The pay in 3 option is a fantastic addition. Reviewed on: 8th July 2022

Hustle Free

5
I have been using Paypal for almost 2 decades now and they have never failed to deliver smooth transaction. Excellent service! Reviewed on: 8th July 2022

Good

5
Very good , I recommend with pleasure Reviewed on: 8th July 2022

Convenient to use

5
Using Credit over online is one of the easiest way to do shopping. With the help of a reasonable creditline, I buy things that are essential for me. Reviewed on: 8th July 2022

Paypal

5
Very good company easy to use reasonable costs Reviewed on: 8th July 2022

Its amazing

5
Its better than loan and banking procedures Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 87345 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3809 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 115 reviews
    PayPal
    View all products