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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168068)

Simple and quick

Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022

That is help to buy and pay later

I have very happy because I have paypal credit Reviewed on: 8th July 2022

Credit

I love to shop with paypal credit.. Reviewed on: 8th July 2022

Biya

Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022

PayPal is the best way for your payment

The best way to make my payment online. Reviewed on: 8th July 2022

Purchases are even more convenient

I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022

What can I say!

I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022

I like it

it’s helping me too much. I am really happy to using this Reviewed on: 8th July 2022

PayPal Credit is simple and easy

If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022

Best deal

I use the PayPal credit for 3 years now, it never let me down. I'm absolutely satisfied and happy to have it Reviewed on: 8th July 2022

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