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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (168174)

I was asked to do this

I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022

Brilliant service

The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022

Cash

Great for when you short for the month to get little things. Reviewed on: 8th July 2022

Very good

I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022

Papal credit

It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022

affordable

this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022

Excellent credit option

Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022

Wouldn't be without

Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022

Excellent

love the fact that you feel safe using paypal, massive credibility Reviewed on: 8th July 2022

Very Trustworthy.

Excellent experience with PayPal, Straightforward and always available to help. Reviewed on: 8th July 2022

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