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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (168068)

Happy

5
Very satisfied with the services provided Reviewed on: 8th July 2022
kamran s Fard's avatar
kamran s Fard

The best credit pal you will ever have.

5
PayPal Credit has become one of the best and most flexable ways to obtain and pay for credit in the last few years. It is easy to keep a check on all your transactions plus PayPals custom service department both online and using the telephone call centre is supportive, friendly and knowledgeable. Reviewed on: 8th July 2022
Barry Howells's avatar
Barry Howells

Excellent service

4
PayPal credit is extremely handy for unexpected purchases. It would be better if they were more flexible with raising credit limits. Reviewed on: 8th July 2022
John's avatar
John

Great. Company

5
Fantastic customer service, great people to deal with. Reviewed on: 8th July 2022
Rob Macpherson's avatar
Rob Macpherson

Very good

5
I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022
Imran arshad 's avatar
Imran arshad

Reliable Company

5
Always there when you need them Very good company Reviewed on: 8th July 2022
John Laird's avatar
John Laird

Good old PayPal

5
Thank you PayPal I needed some expensive after shave for a date and I got a shag so thank you very much I appreciate your help Reviewed on: 8th July 2022
jackm0ss's avatar
jackm0ss

Excellent service

5
Very easy UI excellent service. Accepted in most places and very easy to transfer money instantly without the need for to many details Reviewed on: 8th July 2022
Martyn 's avatar
Martyn

Great convenience and a safe way to make payments online!

5
Find it very useful as a one stop secure payment option as I don't need to share my payment details with every merchant or seller and it's a breeze to use it too. Reviewed on: 8th July 2022
Dacky Conrad's avatar
Dacky Conrad

Great service

5
What can I say except that being able to spread the cost of something I really want but can’t afford that month over 4 months at no extra cost has been absolute blessing on a number of occasions. Reviewed on: 8th July 2022
Hasna Begum's avatar
Hasna Begum

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