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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167947)

Wonderful

Makes paying back so much easier and affordable! Reviewed on: 8th July 2022

Excellent Idea !

PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022

Transfer

Transfer or receive my payment in seconds. Very secure for online payments. Reviewed on: 8th July 2022

Best credit facilities offered e.g buy now pay later

Had a good experience with the services offered. Reviewed on: 8th July 2022

quick and easy

so quick and easy to use low rates and lots of places to use it Reviewed on: 8th July 2022

Best credit lender Ive used

Not only is it interest free for 4 months, it’s up to you how you pay it back. You can do 4 instalments, or set up weekly payment. Or random payments here and there. I’ve been using it for a while for bigger purchases, holidays and birthdays. And I haven’t had to pay any interest yet as I always pay everything off within the 4 months. Reviewed on: 8th July 2022

Great credit provider to date!

Really happy with the usability of the app and the 0% interest over four months on £99+ purchases! Reviewed on: 8th July 2022

Brilliant

With PayPal company all transactions are successful completion. Reviewed on: 8th July 2022

Execellent

Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022

0% on purchases over £99 fantastic

Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022

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