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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171774)

Excellent aftercare and able to speak with a human.

Whenever I have had a problem I have been able to speak with a human and get the problem solved quickly. When in a bit of financial diffulculty I phoned them up spoke to a human and got the help needed. When i did not recieve a product from Australia they gave me a refund that took a little longer but still a fantastic service. Reviewed on: 15th May 2024

Only had one problem using PayPal and was immediatel...

Only had one problem using PayPal and was immediately sorted and money returned Reviewed on: 15th May 2024

Positive all round

I have had a very good experience with PayPal credit and also pay in 3 helps me spread the cost of large items with no interest. It’s been extremely helpful, especially over the festive period Reviewed on: 15th May 2024

Paypal simply the best

Been with PayPal for over a decade - never to have any issues of problems which haven’t be resolved quickly and effective timely keep up the great work Reviewed on: 15th May 2024

Great Service

PayPal is so easy to use and lots of different options available. Helps to put your mind at ease when making large purchases! Everything is explained simply and clearly. Reviewed on: 15th May 2024

I had a company I was dealing with had paid four hun...

I had a company I was dealing with had paid four hundred pounds and the service which which was supposed provide was not provided. PayPal helped me to get my money back. Company had given me time limit no service was provided within the time limit. PayPal was excellent in helping me out. Reviewed on: 15th May 2024

Mostly ok - sometimes can be confusing to navigate t...

Mostly ok - sometimes can be confusing to navigate the app. customer service so far as been good. Reviewed on: 15th May 2024

Satisfied customer

PayPal credit is the best option if you want to buy a trip or other more expensive item. low monthly installments do not burden the household budget so much. I am very satisfied with PayPal credit and PayPal pay in 3 Reviewed on: 15th May 2024

I have had nothing but a great experience with PayPa...

I have had nothing but a great experience with PayPal and PayPal credit. It's really helped me out like recently when I broke my phone and decided to get a new one but didint have the money. The instalments are fair and easy to payback, plus it's interest free if paid back in 4 months Reviewed on: 15th May 2024

Very easy to set up and excellent value for money!

Very easy to set up and excellent value for money! I love how each seperate transaction has its own 4 month interest free facility instead of just lumping every transaction together like a traditional credit card would. So smart - I’ll keep using PayPal credit from now on… Reviewed on: 15th May 2024

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